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Add Value for your Borrowers

The Texas Homebuyer Program pro­vides Lenders the best tools and resources to mas­ter our programs and offerings. Through down payment and closing cost assistance and the mortgage credit certificate program, we help you add the best value to your borrowers’ bottom line.

We are backed by the Governor and the Legislature of the State of Texas to provide safe, decent, and affordable housing for all Texans. Because of this, we can say yes, when other down payment assistance programs cannot. 

The Texas Homebuyer Program is dedicated to helping our Lenders succeed by offering continual support and guidance. 

HP Icons Lender

Approved Lenders Database

Quick Links for Lenders
Interested Lenders (not yet approved)
Lender Resources

Today’s RatesCurrent Interest Rates and Program Fees

Income and Purchase Price Limits 

Lender Guide — Cur­rent Pro­gram Guide­lines can be found here and are updat­ed and pub­lished as need­ed. Make sure to work from the most cur­rent issue date for the most accu­rate guide­lines and pro­gram requirements.

Lender Online Reser­va­tion System ehousingplus

  • Cre­den­tials and Train­ing are required to make online reservations. 
  • Cre­den­tial Requests should be com­mu­ni­cat­ed to: support@​ehousingplus.​com

Loan Reservation Updates or Changes

  • ALL reser­va­tion changes or loan ques­tions need to be com­mu­ni­cat­ed via email to: services@​ehousingplus.​com. Please allow for a 48 hours turn­around. Noti­fi­ca­tion will be returned via email when complete.
  • Lender Hotline: (512) 5390009

Step by Step Procedures PDF - Follow the quick instructions for best process practices.

** Visit the Resource Page-Additional Resources for more Lender Resources and Documents

Excep­tions or Guide­line Questions

Become One of our Trusted Lenders

Participation Benefits for Lenders

  1. Affordable interest rates
  2. Highest Lender compensation in the State
  3. Continuous Down-Payment assistance funding available statewide
  4. Dedicated Lender hotline

Steps For Lenders

Step 1

Check for Program Approval

You can check to see if your company is in our database of correspondent Lenders approved to make loan reservations through The Texas Homebuyer Program.

Even if your company is not listed, please continue the process. You will be directed to the appropriate resources in order to participate.

Step 2

Participating Lender Status

Below is your company participation status.

You are approved. Now what?

Your company has submitted all the required documents to make loan reservations. You simply need to take system training to receive credentials. Please click on the link below to get started.

You are not yet approved. Now what?

The Texas Homebuyer Program has no records for your company’s participation. Please review our Correspondent Lenders and submit a request to participate. For further questions, please reach out to Erick.​Soriano@​tdhca.​state.​tx.​us.

Step 3

Review Lender Guide

Click to download the latest Lender guide.

Step 4

Review Current Rates

Click to view current rates.

Step 5

Lender Online Reservation System

Sign up or login to the Lender Online Reservation System.

MCC Calculator

This is an esti­mate based on the loan amount entered, mort­gage inter­est rate per­cent­age entered and applic­a­ble MCC cred­it rate and should not be used as any type of offi­cial documentation.