We’re here to help you buy a home in Texas.
Home is closer than you think.
A lot of Texans dream of owning a home, but don’t know where to start.
Two questions we often hear:
- Can you help with my Down Payment and Closing Costs?
- How do I qualify for a Mortgage?
The State of Texas Homebuyer Team, a Division of The Texas Department of Housing and Community Affairs (TDHCA), is here to help you navigate the steps to becoming a homeowner.
Through The Texas Homebuyer Program, we offer flexible Down Payment Assistance Programs, the Mortgage Tax Credit Program (MCC) and full-time live support from our experienced network of mortgage and real estate professionals. Whatever the challenges, chances are, we’ve seen it and can help.
Homebuyer Readiness Quiz
We make it easy to find out if you're currently eligible for our programs.
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Resources for Everyone
Here are resources to help you along the journey to homeownership.
Closing costs shouldn’t close doors.
Start chatting with a participating Texas Homebuyer Program Lender, Realtor®, or Housing Counselor today.