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Home is closer than you think.

A lot of Tex­ans dream of own­ing a home, but don’t know where to start.

Two ques­tions we often hear:

  • Can you help with my Down Pay­ment and Clos­ing Costs?
  • How do I qual­i­fy for a Mortgage?

The State of Texas Home­buy­er Team, a Division of The Texas Department of Housing and Community Affairs (TDHCA), is here to help you nav­i­gate the steps to becom­ing a homeowner.

Through The Texas Homebuyer Program, we offer flex­i­ble Down Pay­ment Assis­tance Pro­grams, the Mort­gage Tax Cred­it Pro­gram (MCC) and full-time live sup­port from our expe­ri­enced network of mort­gage and real estate pro­fes­sion­als. What­ev­er the chal­lenges, chances are, we’ve seen it and can help.

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My First Texas Home My Choice Texas Home Texas Mortgage Credit Certificate Program Texas Homebuyer U Texas Statewide Homebuyer Education Program

Get to know The Texas Homebuyer Program

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Ready to get started?

Find out what you know, and what you need to know. 


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Closing costs shouldn’t close doors.

Start chatting with a participating Texas Homebuyer Program Lender, Realtor®, or Housing Counselor today.