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Texas Department of Housing and Community Affairs
A Homebuyer’s Toolbox

Our line of prod­ucts are here to help Tex­ans become home­buy­ers. Each prod­uct serves a spe­cif­ic pur­pose and many are most effec­tive­ when used in tan­dem with each other. 

My First Texas Home

My First Texas Home

Congratulations, you have reached a point in your life where you are ready for homeownership. My First Texas Home is available only to Veterans and First Time Homebuyers.

We offer a 30-year, low-interest rate mortgage with up to 5% of the 1st Lien Mortgage amount, that can be used for down payment and closing cost assistance.

Learn more
My Choice Texas Home

My Choice Texas Home

Congratulations, you have reached a point in your life where you are ready for home ownership. My Choice Texas Home is a great option for Veterans and repeat Home buyers.

We offer a 30-year, low-interest-rate mortgage with up to 5% of down payment and closing cost assistance.

Learn more
HP Icons Todays Rates

Today’s Rates

Rates are market driven. Check back often for the latest rate changes. 

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