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A Homebuyer’s Toolbox

Our line of prod­ucts are here to help Tex­ans become home­buy­ers. Each prod­uct serves a spe­cif­ic pur­pose and many are most effec­tive­ when used in tan­dem with each oth­er. See our resources page for more inter­ac­tive tools and search­able databases. 

My First Texas Home

Congratulations, you have reached a point in your life where you are ready for homeownership. My First Texas Home is available only to Veterans and First Time Homebuyers.

We offer a 30-year, low-interest rate mortgage with up to 5% of the 1st Lien Mortgage amount, that can be used for down payment and closing cost assistance.

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My Choice Texas Home

Congratulations, you have reached a point in your life where you are ready for home ownership. My Choice Texas Home is a great option for Veterans and repeat Home buyers.

We offer a 30-year, low-interest-rate mortgage with up to 5% of down payment and closing cost assistance.

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Texas Mortgage Credit Certificate Program

Available to Veterans and First Time Homebuyers with a first mortgage through the program, and as a stand-alone option. This certificate entitles you to a dollar-for-dollar reduction on your federal tax liability. No minimum credit score requirement with the stand-alone option. Supplies are limited, so act fast.

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Texas Homebuyer U

Your 24/7 on-line resource for knowledge and understanding about the home buying process and the Texas MCC program. Best of all, it’s free. Register today!

Make sure you enter your name correctly when registering to avoid delays in your loan process.

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Products for Counselors

Texas Statewide Homebuyer Education Program

We have a list of trained Housing Counselors ready to coach you through the home buying process. They offer one-on-one assessments, some offer their services in Spanish and also offer group classes with flexible schedules. Get connected today!

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HP Icons Todays Rates

Today’s Rates

Rates are market driven. Check back often for the latest rate changes. 

Resources for Everyone