Congratulations, you have reached a point in your life where you are ready for homeownership. My First Texas Home is available only to Veterans and First Time Homebuyers.
We offer a 30-year, low-interest rate mortgage with up to 5% of the 1st Lien Mortgage amount, that can be used for down payment and closing cost assistance.
You can buy a home!
Product Features
Proudly sponsored by the Great State of Texas
Available statewide
First time homebuyers and veterans only
30 years, 0% Interest 2nd Lien
3-Year Forgivable 2nd Lien Available
Flexible down payment and closing cost assistance available, 2%, 3%, 4% and 5% of loan amount
Combine with Mortgage Credit Certificate MCC Option
For Homebuyers
Homeownership is closer than you think. Don’t be intimidated by any industry jargon. We are here to help you through your homebuyer journey. Follow our simple 3 step process and reach out to our Lender and Counselor network today!
Product Eligibility
Must be a first time homebuyer (Have not owned a home in the past 3 years)
Minimum Credit Score = 620
Meet income limits
Meet property value limits
Be approved for a mortgage with one of The Texas Homebuyer Program approved lenders
Other requirements may apply
For Lenders
Thank you for your interest in finding out what The Texas Homebuyer Program has to offer. You will find that our team has a very easy on-boarding process for you. We are not just another program, we are The Great State of Texas. Learn how to join our lender network here.