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My Choice Texas Home

Congratulations, you have reached a point in your life where you are ready for home ownership. My Choice Texas Home is a great option for Veterans and repeat Home buyers.

We offer a 30-year, low-interest-rate mortgage with up to 5% of down payment and closing cost assistance.

There’s no need to mortgage your future.

The simple truth is, with down payment and closing cost assistance, more people are more ready to buy a home than they think. They just don’t know where to look.

Product Features

Proudly brought to you by the Great State of Texas

Available statewide

No first time homebuyer requirement

Flexible down payment and closing cost assistance available, 2%, 3%, 4% and 5% of loan amount.

30 years, 0% interest 2nd Lien

3-Year Forgivable 2nd Lien Available

Higher Income Limits compared to My First/MCC

Product Eligibility

No first time home buyer requirement

Meet income limits

Meet property value limits

Minimum Credit Score = 620

Be Approved for a Mortgage with one of The Texas Homebuyer Program Approved Lenders

Other requirements may apply

Old couple holding hands


Homeownership is closer than you think. Don’t be intim­i­dat­ed by any indus­try jar­gon. We are here to help you through your homebuyer jour­ney. Fol­low our sim­ple 3 step process and reach out to our Lender and Coun­selor net­work today!

Two women reviewing paperwork


Thank you for your inter­est in find­ing out what The Texas Home­buy­er Pro­gram has to offer. You will find that our team has a very easy on-board­ing process for you. We are not just anoth­er pro­gram, we are The Great State of Texas. Learn how to join our lender net­work here.