Congratulations, you have reached a point in your life where you are ready for home ownership. My Choice Texas Home is a great option for Veterans and repeat Home buyers.
We offer a 30-year, low-interest-rate mortgage with up to 5% of down payment and closing cost assistance.
There’s no need to mortgage your future.
Product Features
Proudly brought to you by the Great State of Texas
Available statewide
No first time homebuyer requirement
Flexible down payment and closing cost assistance available, 2%, 3%, 4% and 5% of loan amount.
30 years, 0% interest 2nd Lien
3-Year Forgivable 2nd Lien Available
Higher Income Limits compared to My First/MCC
Product Eligibility
No first time home buyer requirement
Meet income limits
Meet property value limits
Minimum Credit Score = 620
Be Approved for a Mortgage with one of The Texas Homebuyer Program Approved Lenders
Other requirements may apply
Homebuyers
Homeownership is closer than you think. Don’t be intimidated by any industry jargon. We are here to help you through your homebuyer journey. Follow our simple 3 step process and reach out to our Lender and Counselor network today!
Lenders
Thank you for your interest in finding out what The Texas Homebuyer Program has to offer. You will find that our team has a very easy on-boarding process for you. We are not just another program, we are The Great State of Texas. Learn how to join our lender network here.