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Lender Approval

Correspondent Lenders

To be accepted into The Texas Homebuyer Program, qualified lenders must:

  • Be either:
    • a Federal Housing Administration (FHA)
      approved;
    • an eligible lender in good standing for Veteran’s Administration (VA); or
    • an eligible lender in good standing for Rural Housing Service’s (RHS) guaranteed rural housing loan program
    • Fannie Mae (FNMA) or Freddie Mac (FMHLC) approved (conventional loan currently only available under the Texas MCC stand-alone option)
  • Agree to originate mortgage and assign mortgage and servicing to the Master Servicer (not applicable to Texas MCC stand-alone)
  • Originate, process, underwrite, close and fund originated loans in your own name (not applicable to Texas MCC stand-alone)
  • Must be approved/active Seller/Servicer with programs Master Servicer, Idaho HFA (not applicable to Texas MCC stand-alone)

Only lenders that have completed required program training available through eHP can:

  • Offer our programs to qualifying borrowers; and
  • Be listed on our Participating Lenders list

Lenders, it’s time to get with the programs:

The lender approval process for The Texas Homebuyer Program is a shared process between the Texas Department of Housing and Community Affairs and our Master Servicer (Idaho HFA). If you are interested in participating in this program as a correspondent lender, begin the process by completing the form above.

Upon satisfactory review by the Master Servicer, the Mortgage Lender will be required to complete and submit to The Texas Homebuyer Program Lender Application Package. The participation package will be forwarded to Lender upon approval with Master Servicer.

Note: Approval with Master Servicer does not apply to lenders interested in participating in the Texas MCC Stand-alone option.

After the participation package is received and reviewed by TDHCA, lenders will be issued a Notice of Acceptance (via email) as official program approval.

All required documentation must be submitted to:

Texas Department of Housing and Community Affairs (TDHCA)
Attn: Erick Soriano, Texas Homeownership Division
221 E. 11th Street
Austin, Texas 78701
Phone: (512) 475-3356
Email: erick.soriano@tdhca.state.tx.us

We encourage every lender to learn how to assist their borrower with The Texas Homebuyer Program. Only those lenders that are approved for the program and have participated in training can provide assistance to qualifying borrowers and be listed on the Lenders List.

NEW eHP Texas Hotline

Assistance with user credentials, reservation updates, program forms, deficiencies and compliance approvals please call the eHP Texas Hotline at (512) 539-0009. Additional assistance can be accessed by calling (888) 643-7974 or visiting eHousingPlus and/or email: support@ehousingplus.com; services@ehousingplus.com

The Texas Homebuyer Program Forms

All program forms are accessed after the loan is reserved/certified in the eHousingPlus system. The program forms are auto-generated based on the loan data information provided at reservation, updated and certified. Sample forms can be found on the eHousingPlus website - select "Guide and Forms."

Additional forms:


Lender Training and Support

Only lenders that have completed required program training available through eHP can:

Visit TDHCA’s Program Administrator/Compliance Agent, eHousingPlus (www.ehousingplus.com) for training options as well as:

  • Program Summaries;
  • Rates/Offerings;
  • Guides and Forms;
  • Participating Lenders;
  • Program FAQs; and
  • Training.

If you prefer "in-person/live training" for staff, have specific programmatic questions, or need help assisting a borrower, please call 800-792-1119. You may also contact eHousingPlus or call (888) 326-7680.