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Texas Mortgage Credit Certificate Program

Available to Veterans and First Time Homebuyers with a first mortgage through the program, and as a stand-alone option. This certificate entitles you to a dollar-for-dollar reduction on your federal tax liability. No minimum credit score requirement with the stand-alone option. Supplies are limited, so act fast.

Save money on your personal income taxes with a Texas MCC Mortgage Credit Certificate (MCC).

A Mortgage Credit Certificate can help keep your housing costs down though federal income tax credits.

Product Features

Proudly Sponsored by the Great State of Texas

No minimum credit score requirement for stand-alone MCC option

Maximize your benefit by combining an MCC with My First Texas Home

Product Eligibility

Available to Texans statewide

Income limits apply

Purchase price limits apply

Funds are limited

Available to first time homebuyers, veterans, or a homebuyer who has not owned a home in the past three years

See lender for details, other requirements may apply

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Homebuyers

Homeownership is closer than you think. Don’t be intim­i­dat­ed by any indus­try jar­gon. We are here to help you through your homebuyer jour­ney. Fol­low our sim­ple 3 step process and reach out to our Lender and Coun­selor net­work today!

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Lenders

Thank you for your inter­est in find­ing out what The Texas Home­buy­er Pro­gram has to offer. You will find that our team has a very easy on-board­ing process for you. We are not just anoth­er pro­gram, we are The Great State of Texas. Learn how to join our lender net­work here.